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The Insolvency Directory

Find Personal Insolvency Help Near You

Connect with regulated insolvency practitioners and debt specialists across the UK. Free consultations available. Your financial fresh start begins here.

120,000+

Individual insolvencies per year

Insolvency Service, England & Wales

~65%

Are IVAs

Most common formal solution

£3,600–£5,000

Typical IVA fees

Set-up + supervision range

12 months

Bankruptcy discharge

From order to discharge

Free 2-minute assessment

Not Sure Which Debt Solution Is Right for You?

Answer 8 quick questions to see the UK debt solutions that typically apply to situations like yours — then discuss them with a regulated adviser. No email required to start.

  • Instant results — no waiting, no sales call
  • Covers all major UK debt solutions — nothing is hidden
  • Uses your location, debt band and urgency only for matching
  • Introduces you to a verified regulated firm if you ask

Prefer free advice first? Visit MoneyHelper, StepChange, National Debtline or Citizens Advice.

8417+ Verified firms

496 Cities covered

Free consultations available

Data from official UK registers

Process

How It Works

01

Search Your Location

Enter your city, town, or postcode to find regulated advisers near you.

02

Compare firms

Review profiles, services and coverage areas to find firms near you.

03

Ask for an introduction

If you want to speak to someone, we introduce you to up to 3 verified firms.

04

Talk to the adviser

The regulated firm discusses your situation — this directory does not.

Resources

Debt Help Guides & Articles

All Articles →

Solution Guides

IVA

What is an IVA?

How Individual Voluntary Arrangements work in England and Wales.

BANKRUPTCY

Bankruptcy explained

The process, costs, and what happens after discharge.

DRO

Debt Relief Orders

Low-cost formal relief for smaller debts with few assets.

DMP

Debt Management Plans

Informal repayment arrangements with creditors.

DEBT RELIEF

Free debt advice

Where to get regulated advice at no cost.

Insolvency Research

DATA

UK personal insolvency statistics

Trends in IVAs, bankruptcies and DROs from official releases.

ANALYSIS

Regional insolvency hotspots

Where individual insolvencies concentrate across the UK.

DATA

How long IVAs last in practice

What the register data shows about typical IVA terms.

Alternatives & Debt Relief

Situation Guides

Debt Help by Situation

All Guides →

Can't pay my debts

Urgent options when repayments have become impossible.

View guides →

Bailiffs & enforcement

Your rights when bailiffs or enforcement agents contact you.

View guides →

Keeping your home

How insolvency solutions affect mortgages and housing.

View guides →

Keeping your car

Vehicles, finance and what you may be able to keep.

View guides →

Credit card debt

Practical paths out of revolving unsecured debt.

View guides →

Council tax & HMRC

Priority debts and how they are treated differently.

View guides →

Court claims & CCJs

Responding to claims and understanding judgments.

View guides →

Credit score & future

What happens to your credit file and how to rebuild.

View guides →

Mental health & debt

Breathing Space and support when debt affects wellbeing.

View guides →

UK Nations

Debt Solutions by UK Nation

Scotland

Trust deeds, sequestration, DAS & MAP — different law applies.

Northern Ireland

How NI insolvency differs from England and Wales.

England & Wales

IVA, bankruptcy, and Debt Relief Orders explained.

For Firms

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