Which region has the most insolvencies?

Absolute counts favour populous regions such as London and the North West, while rates per adult can tell a different story. Always compare like-for-like official tables.

Do high rates mean more firms?

Not necessarily. Firm supply, advice charity capacity and creditor behaviour also shape outcomes.

Will you publish interactive maps?

Yes — once monthly regional ETL feeds populate the insolvency_stats table.

Are Northern Ireland figures included?

NI should be shown separately with its own official sources rather than blended into England and Wales totals.

Where is the primary source?

Start with the Insolvency Service official statistics collection on GOV.UK and AiB releases for Scotland.

Research

Regional insolvency hotspots

Personal insolvency is not evenly distributed across the UK. Official regional statistics show persistently higher rates in some nations and English regions than others. This page explains how to interpret regional tables from the Insolvency Service and Accountant in Bankruptcy without inventing unverified local rankings.

In England and Wales, personal insolvency solutions include IVAs, bankruptcy and Debt Relief Orders. Different rules apply in Scotland and Northern Ireland.

Reviewed: 1 March 2026 by Editorial Team

Frequently asked questions

Which region has the most insolvencies?: Absolute counts favour populous regions such as London and the North West, while rates per adult can tell a different story. Always compare like-for-like official tables.
Do high rates mean more firms?: Not necessarily. Firm supply, advice charity capacity and creditor behaviour also shape outcomes.
Will you publish interactive maps?: Yes — once monthly regional ETL feeds populate the insolvency_stats table.
Are Northern Ireland figures included?: NI should be shown separately with its own official sources rather than blended into England and Wales totals.
Where is the primary source?: Start with the Insolvency Service official statistics collection on GOV.UK and AiB releases for Scotland.

Primary source: The Insolvency Service (GOV.UK)