Legal Disclaimer
The Insolvency Directory is a directory and referral service. We are not an insolvency practice, solicitor firm, or authorised debt counsellor, and we do not provide personal legal, financial or debt advice. Information on this website is general and may not reflect your situation or the latest law.
In England and Wales, personal insolvency solutions include IVAs, bankruptcy and Debt Relief Orders. Different rules apply in Scotland and Northern Ireland.
Reviewed: 1 March 2026 by Editorial Team
Frequently asked questions
- Who can give me personal advice?
- Regulated debt advisers, licensed Insolvency Practitioners and solicitors can advise on your circumstances. Free starting points include MoneyHelper, StepChange, National Debtline and Citizens Advice.
- Are statistics guaranteed accurate?
- We cite sources and review dates, but official figures are updated periodically. Check the linked primary source before relying on a number.
- Do you guarantee firm outcomes?
- No. Any engagement is solely between you and the firm. We are not responsible for third-party services.
- What about Scotland and Northern Ireland?
- Different legal frameworks apply. Use our nation pages and local advisers; do not assume England and Wales rules apply UK-wide.
- How do I get urgent help?
- Contact a free advice service immediately if you face bailiffs, eviction or court deadlines.
Primary source: The Insolvency Service (GOV.UK)